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Tokio Marine Canada’s Commercial Insurance Solutions team offers comprehensive,

tailored solutions for businesses in the areas of Property and Liability.

We aspire To Be a Good Company supporting good companies, who value relationship, expert advice and a solutions-based approach to underwriting challenges.

Commercial Property

Appetite: The Company’s underwriting appetite extends to over 80% of the 773 IBC codes that are monitored.

Target Classes Excluded Risks
Construction and Contracting Coal mining/Coal-Fired Power Generation
Manufacturing Cannabis
Retail Cyber-currency
Wholesale, Distribution, Warehousing Underground mining
Commercial Realty Fish Farms
Business & Professional Services Greenhouses
Health Services

 

Property Policy Structure options linked to Premium size:

Account type Premiums Policy Structure ($20M max capacity) Mandatory CGL / Package ? Wording
Mid-Market $25k-$100k Straight-up or quota share No TMC
Upper Mid-Market >$100k Straight-up, Quota share, Primary, or Excess No *TMC or broker manuscript

*Manuscript wording requires a minimum property premium of $50,000 to Tokio Marine Canada Ltd. 

Optional Property Coverages can include:

  • Course of Construction (Builder’s Risk)
  • Flood
  • Earthquake
  • Sewer Back-Up

 

Commercial Liability

Policies:

General Liability

  • Broad form including related endorsed coverages, Employers Liability, Tenants Legal and Voluntary Comp.
  • Occurrence or Claims Made basis
  • Monoline or Packaged

Excess and Umbrella Liability

  • Occurrence or Claims Made basis
  • Monoline or combined with General Liability (Minimum point of attachment = $1M)

Wrap- Up Liability

Occurrence Basis

Territory:

Covering risks domiciled in Canada including subsidiary or affiliated operations in other countries.

Classes of Business:

TMC’s Casualty target risk appetite is focused primarily on:

  • General & Subcontractors
  • Construction
  • Erection & Installation
  • Wrap-up
  • Manufacturing, Distribution, Wholesale (including product sales to the USA)
  • Retail Operations
  • Licensed Establishments
  • Commercial & Industrial Realty

Limit of liability:

Maximum limits for CGL will be $10M per occurrence and in the aggregate. For umbrella policies, there will also be a maximum limit of $10M per occurrence and in the aggregate. For any given risk, there will also be a maximum combined limit of $10M for CGL/Umbrella products.

 

SME

Tokio Marine Canada Small and Medium Enterprise product coming soon!

Contact our Commercial Insurance Solutions Team:

Joe Vachon

Senior Vice President, Commercial Insurance Solutions

Property Team

Joe McKeown
Vice President, Property,
Commercial Insurance Solutions
jmckeown@tokiomarinecanada.com 

Perry Hughes
Vice President, Account Executive, Property
Commercial Insurance Solutions
phughes@tokiomarinecanada.com

Nancy Murakami
Assistant Vice President, Property,nmurakami@tokiomarinecanada.com
Commercial Insurance Solutions
nmurakami@tokiomarinecanada.com 

Cindy Long, BComm, CIP
Underwriting Specialist, Property,
Commercial Insurance Solutions
clong@tokiomarinecanada.com

Casualty Team

Vince Rende
Vice President, Casualty,
Commercial Insurance Solutions
vrende@tokiomarinecanada.com 

Rene-Philippe Jobin
Assistant Vice President, Casualty,
Commercial Insurance Solutions
rjobin@tokiomarinecanada.com 

Sonia Piteo, BSC, CIP
Assistant Vice President, Casualty,
Commercial Insurance Solutions
spiteo@tokiomarinecanada.com

Small & Medium Sized Enterprises

Tim Shannon
Assistant Vice President, Small & Medium Sized Enterprises, Commercial Insurance Solutions
tshannon@tokiomarinecanada.com